Junior Achievement of Miami

Students participating in JA Personal Finance recognize the fundamental elements of their personal finances:

earnings, saving and investing, budgeting, credit, risk management and giving. They apply these fundamental elements to a personal financial plan that allows them to set specific goals for their lifelong financial needs and desired quality of life.

Session One: A Month in the Life

Working in groups, students play the Balance, Break Even, or Broke Game. They examine the concept of budgeting and learn how their daily chores affect their ability to save for the future.

Session Two: From Dreams to Reality

Working in groups, students complete personal investment guides. They discuss investment options and plan for their financial futures.

Session Three: Your Credit, Your Future

Working in groups, students evaluate scenarios related to credit. They discuss credit options and make decisions to avoid common credit pitfalls.

Smart Consumer Module: Seminar + Online activities:

The students, acting as smart consumers will learn how to manage personal and family finances, to plan expenses, loans and investments and how to manage losses the best way possible. This seminar will joined all concepts learned in the previous sessions with the volunteers.

Smart Consumers - 05-02-13